Click and Collect in 60 Minutes 60 Day Change Of Mind Pay Later Options Fast Home Delivery

       Buy now, pay later with

Available online and in-store
For purchases up to $1,000
Flexible repayment options
Interest free always

  Find an item you love, and select Zip Pay at checkout   Newbie? Sign up to Zip Pay online   Complete your order. Zip Pay will take care of the bill - so you have nothing to pay today!   Enjoy full payment flexibility (min. $40 per month)  

What is Zip Pay?

Zip Pay is a safe, 100% interest free payment solution that allows you to buy now, and pay later in flexible instalments that suit your lifestyle. Apply online in seconds. Once approved, you’ll receive a digital wallet up to $1,000 that can be used instore at Fantastic Furniture (or at any other Zip Pay retailer). Ready to cut up that credit card?

How does it work?

What do I need?

To apply for a Zip Pay account online, you’ll need your Facebook, PayPal or email details handy. Subject to approval, sign up is lightning fast.

The important stuff.

Zip Pay offers three different credit limits ($250, $500 and $1,000) to approved applicants only. There is no establishment fee, and you’ll never be charged interest on a purchase. Hoorah! Regular repayments are taken automatically via direct debit – you can set these to suit your lifestyle, provided you meet the monthly minimum of $40. You can make additional payments whenever you like through your debit card or BPay. Just keep in mind your scheduled payment will still also take place!

Minimum monthly repayments are required. A monthly account fee of $7.95 applies. This fee is waived each month you pay your statement closing balance, in full, before the due date. Available to approved applicants only. T&Cs apply.

The payment arrangement is made with Zip Pay. Should you need to return an item (meeting our return policy), you are eligible fora refund to your Zip Pay account.

What if I’m naughty and miss a payment?

Zip Pay repayments are taken automatically via direct debit. However, if a payment fails, Zip Pay will send you a notification so you can make the payment manually or reschedule it to be processed in a few days’ time. Other fees and charges may apply.

Buy now, pay later with

Apply Now! Apply Now T&Cs FAQs