Latitude Terms & Conditions

Latitude Interest Free - Available In Store Only

12 Months Interest Free Payment Plans on a Latitude Gem Visa credit card*

T&Cs and monthly credit card fee (currently $10.95) will apply. Other credit card fees and charges may apply. For eligible purchases above a minimum financed amount of $499 using a Minimum Monthly Payment Plan. Offer ends 30.06.26. Exclusions may apply. Also available on other participating Latitude credit cards.

*Approved customers only using a Minimum Monthly Payment Plan. Monthly credit card fee applies, currently $10.95 (subject to change). Paying only the minimum monthly payments will not pay out the plan. After the interest free plan ends interest will be charged on any outstanding balance at the expired plan rate, currently 29.99% p.a. (subject to change). If you miss a payment late fees will apply and interest may apply. Interest may also be charged on other purchases and transactions made on your Latitude credit card. Latitude Credit Card General Terms and Conditions set out the T&Cs for the Latitude Gem Visa credit card. Credit provided by Latitude Finance Australia ABN 42 008 583 588 Australian Credit Licence number 392145

Minimum Monthly Interest-Free Payment Plan

Plan Term(s): 3, 6, 12, 18 and 24 months

*T&Cs, fees and charges apply. Approved customers only. Monthly account service fee $10.95 applies (subject to change). If there is an outstanding balance after the interest free period ends, interest will be charged; currently at 26.99% p.a. (subject to change). Minimum spend applies to different plan term(s): minimum spend $150 for 3 months, $300 for 6 months, $1000 for 12 months, $1500 for 18 months and $2000 for 24 months. Interest may also apply to other credit card transactions or if you do not comply with the T&Cs. Conditions of use set the T&Cs of the Latitude Gem Visa. Minimum monthly payments must be made during the promotional period (exact amounts specified in your statement). Paying only the minimum monthly payment will not pay out the purchase before the end of the plan. Credit provided by Latitude Finance Australia ABN 42 008 583 588 Australian Credit Licence number 392145.

Equal Monthly Interest Free Payment Plan

Plan Term(s): 3, 18 and 24 months.

*T&Cs, fees and charges apply. Approved customers only. Monthly account service fee $10.95 applies (subject to change). If there is an outstanding balance after the interest free period ends, interest will be charged; currently at 26.99% p.a. (subject to change). Minimum spend applies to different plan term(s): minimum spend $150 for 3 months, $300 for 6 months, $1000 for 12 months, $1500 for 18 months and $2000 for 24 months. Interest may also apply to other credit card transactions or if you do not comply with the T&C’s. Conditions of use set the T&Cs of the Latitude Gem Visa. Equal monthly instalments (Instalment Interest Free Promotion) must be made during the promotional period (exact amounts specified in your statement).

If you fail to make your minimum monthly payment for two consecutive months, you agree that your equal monthly payment plans (Instalment Interest Free Promotion) with a term of fewer than 33 months will change into a minimum monthly payment plan (Interest Free Promotion) for the remaining duration of the initial plan term. Credit provided by Latitude Finance Australia ABN 42 008 583 588 Australian Credit Licence number 392145.